About Yorkshire Building Society
In 1864 the Huddersfield Equitable Permanent Benefit
Building Society was founded and over the years a number of other mergers have
taken place including with the Bradford Permanent Building Society including in
1975 The Yorkshire Building Society name came into use in 1982, following the
merger of the Huddersfield & Bradford Building society and the West
Yorkshire Building Society. In 2008, the Yorkshire merged with the Barnsley
Building Society followed by the Chelsea Building Society in 2010. In November
2011 Yorkshire Building Society and Norwich & Peterborough Building Society
(N&P) completed their merger. The combined society, known as Yorkshire
Building Society, has 224 branches, 89 agency offices, assets of approximately
£33 billion, 3.5 million members and will employ 3,850 staff.
Yorkshire Building Society Information.
Head Office – Yorkshire Building Society, Yorkshire
House, Yorkshire Drive, Bradford, BD5 8LJ. Tel: 0845 1 200 100
Branch Offices – Yorkshire have a large number of branch offices including locations like
Aberdeen, Abergele, Alloa, Alnwick, Ashton Under Lyne, Barnsley, Batley,
Beverley, Bexleyheath, Birmingham, Bishopbriggs, Blackburn, Blackpool, Bolton,
Bournemouth, Bradford - Howard House, Bradford - John Street, Bridlington,
Brighouse, Bristol, Burgess Hill, Bury, Canterbury, Cardiff, Castleford, Chalfont
St Peter, Chatham, Chester, Cleckheaton, Cleveleys, Coulsdon, Coventry,
Cowbridge, Croydon, Dartmouth, Dewsbury, Doncaster, Dronfield, Dundee,
Dunfermline, Dunoon, East Grinstead, Eastbourne, Edinburgh, Edinburgh, Exeter,
Farsley, Gainsborough, Glasgow, Greenock, Halesowen, Halifax, Hampstead,
Harrogate, Haywards Heath, Holmfirth, Honley, Huddersfield, Hull, Ilford,
Inverness, Ipswich, Keighley, Kilmarnock, Knaresborough, Lancaster, Leeds,
Leicester, Lindley, Liverpool, Llandudno, Llangefni, London, Manchester,
Meltham, Mirfield, Monmouth, Morley, Nantwich, Newcastle Upon Tyne, Newmarket,
Newquay, North Shields, Northallerton, Nottingham, Oban, Ossett, Oxted,
Paisley, Penistone, Pickering, Pontefract, Portsmouth, Prestatyn, Preston,
Rhyl, Richmond, Rothwell, Scarborough, Selby, Selsdon, Sheffield, Shenfield,
Shipley, Skipton, Slaithwaite, Solihull, South Elmsall, Southampton, Southport,
St Helens, Stalybridge, Stockport, Stourbridge, Sunderland, Sutton, Swansea,
Taunton, Tenby, Wakefield, Wallasey, Warrington, Waterloo, Whitby, Wigan,
Wilmslow, Windermere, Woking, Woodbridge, Woolton Village, Wolverhampton, Wyke,
York, Stockton, Oldham, Alford, Ballymena, Barnoldswick, Barton Upon Humber,
Bearwood, Bexhill on Sea, Blairgowrie, Broughty Ferry, Campbeltown, Cardonald,
Carmarthen, Downend, Driffield, Dumfries, Easingwold, Flitwick, Frinton On Sea,
Garstang, Goole, Hay on Wye, Heswall, Kendal, Kirkham, Leicester Gipsy Lane,
Leyburn, Longridge, Lostock Hall, Louth, Maldon, Morecambe, Nairn, Newark,
Penzance, Rottingdean, Seaton, Stokesley, Surbiton, Sutton On Sea, Teignmouth,
Tiverton, West Kirby, Mapplewell, Shanklin, Norwich, Blandford, Hale,
Aylesbury, St Ives (Cambridge), St Johns, Carlisle, Llanidloes, Norden,
Sevenoaks, Mansfield Woodhouse, Stone, Bangor, Gillingham, Evesham, Southport,
Ilfracombe, Weston Super Mare, Devizes, Barnstaple, Marske By The Sea, St Ives
(Cornwall), Retford, Welshpool, Swanage, Milnrow, Littleborough, Ryde (Isle of
Wight), Clowne, Chanterlands, Portland, Falmouth, Church Stretton, Shoreham by
Sea, Hucknall, Lichfield, Helensburgh, Lewes, Minehead, Heywood Newcastle and
Emlyn.
Yorkshire Building Society Products
Savings Accounts – Savings Accounts available include
Online Accounts offering 24/7 access, Tax Free Cash Isa’s, Easy Access Instant
Accounts, Protected Capital Accounts,
Fixed Rate Bonds, Savings Accounts for Children and Notice Savings Accounts.
Mortgage Accounts – Mortgages available from the
Yorkshire include 2, 3, 5 and 10 year Fixed Rate Mortgages, Offset Mortgages,
Standard Variable Rate Mortgages and Tracker Mortgages.
Insurance – Insurance products available include Legal
& General Life Insurance, Mortgage Payment Protection Insurance, Home
Contents and Buildings Insurance, Family Protection Insurance and Car Insurance.
Others – Sharedealing, Conveyancing and Travel money.
Financial Results Year Ended 31/12/2010.
For the year they made a profit after tax of £91.8
million (£47.9 million).
Savings - Retail savings increased by 55% to £21.4bn
(31 December 2009: £13.8bn). Over 270,000 new savings accounts were opened
across their Yorkshire, Barnsley and Chelsea Building Society brands. They
gained over 900 “Best Buy” mentions during the year.
Mortgages - The percentage of loans over three months
in arrears by volume was stable at 1.84% (31 December 2009: 1.84%).increase in
new lending in 2010 (from £936m in 2009) to £2,772m. At 31 December 2010, 91%
of mortgages were funded from retail savings balances (2009: 92%).
Other - Income earned from selling non-mortgage and
savings products (such as home and contents insurance, investment products and
other insurances), combined with that which they earn from a number of smaller
business divisions (being their YBS Share Plans and Yorkshire Key Services operations)
totalled £43 million.
Yorkshire Building Society Directors.
Executive Directors at the year end Ian Bullock, Andy
Caton, Robin Churchouse and lain Cornish.
Non Executive Directors at the year end Ed Anderson,
Kate Barker, Roger Burden, Lynne Charlesworth, Richard Davey, Philip Johnson,
David Paige and Simon Turner.
Membership Numbers – Over 250,000 borrowing members and over 2
million (saving) members.
Other information – website ybs.co.uk.